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Boubyan Takaful
Boubyan Takaful

Motor Own Damage Insurance

Enjoy peace of mind on the road with Boubyan Takaful’s Sharia-Compliant Motor Own Damage Insurance, knowing unexpected events are taken care of efficiently.

Our comprehensive policy provides protection against a wide range of risks, from physical damage to financial losses affecting you or your vehicle. It covers unforeseen accidents, damage to your car or its components, and even windshield repairs giving you enhanced protection when you need it most.

Key Features

Comprehensive Vehicle Coverage

Comprehensive Vehicle Coverage

Provides coverage for loss or damage due to collision, rollover, fire, external explosion, spontaneous ignition, burglary, or theft, as long as the policyholder is not responsible, in line with the policy’s terms and conditions.

Cash Settlement or Repairs at Authorized Workshops

Cash Settlement or Repairs at Authorized Workshops

In case of an accident, the policyholder may receive compensation as a cash payment or have their vehicle repaired at authorized workshops or approved dealers, based on the company’s assessment.

Windshield Coverage

Windshield Coverage

Coverage includes replacement of the front windshield, whether inside or outside the dealership, in accordance with the policy terms.

Flexible Policy Cancellation

Flexible Policy Cancellation

Flexible cancellation with refund for unused period (if no claims).

Unknown Accident Coverage

Unknown Accident Coverage

This policy includes coverage for accidents officially recorded as caused by an unidentified party, in accordance with the applicable limits, terms, and conditions of the policy.

Endorsements and Additional Coverages

Endorsements and Additional Coverages

Provides the option to add extra coverages and benefits based on the policyholder’s needs and request.

Addons

Replacement Car for 15 Days

Replacement Car for 15 Days

A replacement vehicle is provided for up to 15 days for each claim.

24/7 Roadside Assistance

24/7 Roadside Assistance

Provides continuous 24/7 support for vehicle breakdowns and emergencies across Kuwait.

Personal Accident Coverage Endorsement

Personal Accident Coverage Endorsement

Offers coverage for the driver and eligible family passengers against bodily injury or death resulting from accidents, in accordance with the coverage limits outlined in the endorsement.

Civil Liability Coverage Endorsement (No Right of Recourse)

Civil Liability Coverage Endorsement (No Right of Recourse)

This endorsement exempts the policyholder from certain recourse situations in the policy when the accident results from violations such as running a red or yellow light, speeding, or driving the wrong way.

Natural Disaster Coverage Endorsement

Natural Disaster Coverage Endorsement

This endorsement extends coverage to loss or damage to the vehicle caused by specific natural disasters, such as unusual storms, thunderstorms, floods, and others listed in the policy wording.

Downloads

Download Policy Wordings for more details

What’s Covered?

  • Covers loss or damage resulting from collision, rollover, fire, external explosion, spontaneous ignition, burglary, or theft, provided the policyholder is not at fault, occurring during the policy period and within the geographical limits of Kuwait.
  • Covers loss or damage caused by a third party’s fault or deliberate act (excluding cases of breach of trust, fraud, or deception).
  • Compensation includes coverage for total loss or repair of the vehicle, including its accessories and spare parts.

What’s Not Covered?

  • Theft of individual parts
  • Mechanical or electrical failures not caused by an accident
  • Driving without a valid license or under the influence
  • Unauthorized repairs
  • Legal liability towards third parties for damages or losses.

Please refer to the Policy Wording for the list of exclusions

Frequently Asked Questions

Our FAQ section is designed to provide quick answers to the most common questions our customers have.

Get in Touch with our Motor Insurance Experts

Contact us via your preferred channel, and our Motor insurance experts will provide prompt, professional guidance and support.

Making A Claim?

If you need to file a claim, you can do so easily online through our website or app, or by contacting our dedicated claims team for direct assistance.

Learn More

Contact Numbers

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